DEMYSTIFYING ANNUITIES
FIND ANSWERS & EXPERT GUIDANCE
We've served over 10,000+ clients and had zero complaints. Can your agent say the same?
Use our proprietary AI backtester free of cost - don't purchase an annuity without checking its propensity for return.
DEMYSTIFYING ANNUITIES
HOW AI IS CHANGING THE INDUSTRY
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WHAT YOU NEED TO KNOW
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DATE LOTTERY EXPOSED
We expose the main problem with annuities; A phenomenom known as 'The Date Lottery'
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AI POWERED BACKTESTING
AI powered historical backtesting is changing how we design & select our annuities
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WORRIED ABOUT INFLATION?
Read our content on inflation and what to do about it with 'INFLATIONCITY'
WHAT IS THE DATE LOTTERY?
The Date Lottery is a phenomenon where even minor differences in the dates funds are added can have a significant impact on your returns.
Imagine the following:
• Twin brothers retire in the same week, but a few years apart.
• Both deposit $1M into the exact same annuity product.
• Both pull $60,000 a year for bills.
After 10 years, one twin is happy, with $1.8M.
The other one is down to $200K and running out of money.
The difference is created because they both purchased on different dates and the market was doing different things.
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HOW WE SOLVED THE
DATE LOTTERY
- Over the years, we've managed to avoid the potential risks of falling victim to the date lottery in our family portfolio.
- We've created an artificially intelligent backtester that allows us to instantly check historical performance of popular annuity crediting methods.
- We can do this by using AI to go back and hypothetically 'purchase' contracts on thousands of potential purchase dates.
- We use real stock market data and accurate calculations of popular crediting methods to find the best, worst, and average returns of said methods.
- We believe it is imperative to use AI backtesting to learn about date lottery exposure on any product you own or are considering
HAVE YOU FALLEN VICTIM TO THE DATE LOTTERY?
OUR OFFER TO YOU
Over the years we've developed a comprehensive methodology for selecting annuities. We call this the 'Averill Method'.
Watch the video below to understand what we can do for you.
Using the 'Averill Method' has yielded our family, and our clients returns significantly higher than the industry 'standard' of 4-6% often touted by thought leaders in the annuity space.
We'll show you the statements to prove it.
PURCHASE YOUR NEXT ANNUITY USING
THE AVERILL METHOD IN 3 EASY STEPS
we’ve served 10,000+ clients and had zero complaints
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We will not overpromise regarding the results you should expect, and leave you disappointed. Our reputation speaks for itself.
We will always make it our effort to underpromise and overdeliver.