Our Reputation & Promise
Our company was built on the premise put forth by my father, Carleton Averill, Sr, who said:
“I will never recommend or sell any product unless I own it, or would be purchasing it if I was them.”
Most people will not ask their annuity agent which annuities they purchased for their own savings. It’s an awkward question, but a valid and important one. At Carleton E. Averill, II & Associates, Inc. we don’t make you ask that question, we openly offer you that information, and you will see that we have our own money in most of the same companies we represent. We take pride in our transparency and are happy to show you our own family’s portfolios.
Our slogan is, “Happy clients tell the story.” We are proud of our track record, which has earned us an A+ Better Business Bureau rating.
Why are we the right choice for your annuity needs?
Would you buy a 4.5% fixed rate five year annuity if you knew another five year contract was available paying you 1.5% more each year 99.9% of the time?
Due to our product design background, we have proprietary tools for this. We do not know of any other entity using historical data and “permutation testing” to prove how different contracts crediting methods would pan out in real life. We also pay attention to economic circumstances when recommending products.
- We design Annuities - We’ve used them in our own portfolios for decades.
- We will show you the results of the annuities we use in our portfolios.
- We do not sell different products than we buy.
- We have thousands of reviews and ZERO complaints.
- We are known for our Nationally Televised Financial Documentaries (PBS).
- We impose a higher standard since our company’s inception.
WHO are the averills?
As an American, I have a deep appreciation for the opportunities afforded to me, and it is my passion to help others live the American dream.
I claim no fame as a result of being a descendant of any famous person, nor do I believe it provides me with any borrowed credibility due to genetic attachment to people who achieved great things.
I wouldn't be unjustly prejudiced against someone who had a criminal ancestor either. My point is that I am humbled by my ancestry and proud of my lineage.
I am a direct descendant of 14 of the people who came over on the Mayflower. I am extremely proud to be the descendant of the first female physician in the United States of America.
One of my 12th great-grandfathers, Overmyer, was a sharpshooter under Washington, and another 12th great-grandfather, despite pressures against it, married a Shawnee princess.
OUR FAMILY OF COMPANIES
HOW DO WE get paid?
We don't charge you anything, but we do get paid. How does that work?
Annuities are issued by insurance companies, and per industry custom, the insurance company pays a “street” commission to the agent. Therefore, although we do not charge clients directly for the sale of annuities or the development of the client’s annuity plans, please know that when a person decides to become one of our “happy clients” we receive compensation directly from the insurance carrier, which covers our product selection and underwriting costs related to your annuity.
Rest assured that at no point during this process will we charge or attempt to collect from you any fees other than what we receive directly from the insurance company. The backtesting and other information being provided to you is for your education and your analysis process and is absolutely free. We will not surprise you with any monthly fees or other costs for using the MyStatement or the MyAnnuityApp.com service, but in order to be completely transparent we want to reiterate that we do get paid commissions directly by the insurance companies if you end up purchasing a product.
we’ve served 10,000+ clients and had zero complaints
