Annuity basics

Everything you need to know about annuities in 2023

Updated 05.10.23 - Carleton Averill II

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Thank you for reading our Annuity Basics articles. These articles were written to help outline the surface-level basics of annuities to anyone looking into retirement or annuity investments in general.

We have much more detailed content on this website too; we cover the progression and development of allocation methods or interest calculation methods, which have been designed in annuities since the 1980s, up to and including the ones that we favor. We will also provide statistics that prove out the vulnerabilities of most of the most popular currently available contract allocation methods.

If you're serious about getting the best annuity for yourself, remember that you'll indirectly pay a commission to someone since the company will compensate your agent (including our agents) upon the purchase.

We are here to help you through the process, if you wish to open that door. However, keep in mind that although we do not directly bill you for our services, we do earn a profit by being directly paid by the insurance companies that our clients select.

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Because of the streamlined nature of our business, the highly efficient systems we have created, and the number of clients we service at a high level, we are able to be profitable even selling the lowest commission products available in the marketplace, if those products are what our fiduciaries believe to be the best fit for the client's financial situation.

Do not hesitate to ask us to walk you through the search.

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Ask us directly which contract we would choose if we were you.

You are not obligated to purchase anything from us, for providing you with our honest and open feedback.